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Braintree (PayPal)

Braintree 2019

Invalid Transaction

Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed

Description

The customer's bank declined the transaction, typically because the card in question does not support this type of transaction — for example, the customer used an FSA debit card for a non-healthcare related purchase. They will need to contact their bank for more information.

Recommended Action

Ask the customer to use a different payment method.

Common Causes

  • Card does not support this transaction type
  • FSA/HSA card used for non-qualifying purchase

Recovery Tips

  • Visa: Category 1, do not retry

Quick Reference

Code
2019
Category
Hard Decline
Retryable
No
Source
Braintree
Braintree 2019 recovery

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Slicker handles codes like 2019 by combining decline reason, issuer behavior, BIN data, and timing signals to choose the next best recovery action.

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