B
Braintree (PayPal)Braintree 2026
Invalid Merchant ID
Technical
System or connectivity issues
Retryable
This decline may succeed on retry
Description
The customer's bank declined the transaction, typically because the card in question does not support this type of transaction. If this response persists across transactions for multiple customers, it could indicate a connectivity or setup issue.
Recommended Action
If this persists across multiple customers, contact Braintree support.
Common Causes
- Card does not support this transaction type
- Merchant ID configuration issue
Recovery Tips
- Visa: Category 2, limit retries to 15 attempts over a rolling 30-day period
Quick Reference
Code
2026
Category
Technical
Retryable
Yes
Source
Braintree
Recoverability verdict
2026 is often recoverable
Payments failing with code 2026 are often recoverable with the right retry timing and routing. Slicker recovers up to 70% of soft declines with smart retries.
Related Decline Codes
2000Retryable
Do Not Honor
The customer's bank is unwilling to accept the transaction. The customer will need to contact their bank for more details regarding this generic decline.
2001Retryable
Insufficient Funds
The account did not have sufficient funds to cover the transaction amount at the time of the transaction — subsequent attempts at a later date may be successful.
2002Retryable
Limit Exceeded
The attempted transaction exceeds the withdrawal limit of the account. The customer will need to contact their bank to change the account limits or use a different payment method.
2003Retryable
Cardholder's Activity Limit Exceeded
The attempted transaction exceeds the activity limit of the account. The customer will need to contact their bank to change the account limits or use a different payment method.