B
Braintree (PayPal)Braintree 2107
Card Not Activated
Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed
Description
The transaction is from a new cardholder, and the card has not been properly unblocked.
Recommended Action
Ask the customer to activate their card with their bank, then retry.
Common Causes
- New card not yet activated by cardholder
Recovery Tips
- Visa: Category 2, limit retries to 15 attempts over a rolling 30-day period
- Inform customer to call their bank to activate
Quick Reference
Code
2107
Category
Hard Decline
Retryable
No
Source
Braintree
Recoverability verdict
Retrying 2107 will not work
This is a hard decline. Retrying code 2107 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
2004Non-Retryable
Expired Card
The card is expired. The customer will need to use a different payment method.
2005Non-Retryable
Invalid Credit Card Number
The customer entered an invalid payment method or made a typo in their credit card information. Have the customer correct their payment information and attempt the transaction again — if the decline persists, they will need to contact their bank.
2006Non-Retryable
Invalid Expiration Date
The customer entered an invalid payment method or made a typo in their card expiration date. Have the customer correct their payment information and attempt the transaction again — if the decline persists, they will need to contact their bank.
2007Non-Retryable
No Account
The submitted card number is not on file with the card-issuing bank. The customer will need to contact their bank.