V
Visa Network Response Codes82
Negative Online CAM / CVV / CAVV Results
Fraud/Security
Suspected fraudulent activity or security blocks
Do Not Retry
Retry will not succeed
Description
The card verification values (CVV, CVV2, CAVV, dCVV, iCVV, or TAVV) failed validation. The security data provided does not match the issuer's records.
Recommended Action
Ask the cardholder to re-enter their security code. Do not retry with the same incorrect data.
Common Causes
- Incorrect CVV/CVV2 entered
- Card authentication data mismatch
- Counterfeit card with incorrect security data
Recovery Tips
- Ask the cardholder to verify and re-enter the CVV
- Ensure the full card details are entered correctly
- Request an alternative payment method if verification continues to fail
Quick Reference
Code
82
Category
Fraud/Security
Retryable
No
Source
Visa
Related Decline Codes
04Non-Retryable
Pick Up Card
The issuing bank requests that the card be captured. The card is not necessarily fraudulent but the issuer does not want it used. No reattempts are permitted.
07Non-Retryable
Pick Up Card (Fraud)
The issuing bank requests that the card be captured due to suspected fraud on the account. No reattempts are permitted.
12Non-Retryable
Invalid Transaction
The transaction type is not valid or not supported for this card. The issuer will never approve this specific transaction. No reattempts are permitted.
14Non-Retryable
Invalid Account Number
The card number does not correspond to any existing account. The card may have been mistyped, or the account may no longer exist. Visa categories this as both 1 (never approve) and 3 (revalidate data).
Automate Payment Recovery for Visa
Slicker automatically handles decline codes like 82 by intelligently retrying at the optimal time based on the decline reason.