V
Visa Network Response CodesVisa 6P
Verification Data Failed
Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed
Description
The verification data provided with the transaction (such as AVS or CVV2) failed validation. Updated or corrected payment information is needed.
Recommended Action
Ask the cardholder to re-enter their payment details including address and security code.
Common Causes
- Address verification (AVS) mismatch
- CVV2 verification failure
- Incorrect billing address or postal code
Recovery Tips
- Ask the cardholder to verify their billing address
- Request the cardholder to re-enter the CVV2
- Ensure the payment form captures complete address information
Quick Reference
Code
6P
Category
Hard Decline
Retryable
No
Source
Visa
Recoverability verdict
Retrying 6P will not work
This is a hard decline. Retrying code 6P will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
04Non-Retryable
Pick Up Card
The issuing bank requests that the card be captured. The card is not necessarily fraudulent but the issuer does not want it used. No reattempts are permitted.
07Non-Retryable
Pick Up Card (Fraud)
The issuing bank requests that the card be captured due to suspected fraud on the account. No reattempts are permitted.
12Non-Retryable
Invalid Transaction
The transaction type is not valid or not supported for this card. The issuer will never approve this specific transaction. No reattempts are permitted.
14Non-Retryable
Invalid Account Number
The card number does not correspond to any existing account. The card may have been mistyped, or the account may no longer exist. Visa categories this as both 1 (never approve) and 3 (revalidate data).