V
Visa Network Response CodesVisa 92
Routing Error – Destination Not Found
Technical
System or connectivity issues
Do Not Retry
Retry will not succeed
Description
The transaction cannot be routed to the correct financial institution because the destination cannot be found.
Recommended Action
Contact your payment processor to investigate the routing configuration.
Common Causes
- Receiving institution ID is invalid
- Network routing tables do not have a path to the issuer
- Incorrect BIN routing configuration
Recovery Tips
- Contact your acquirer or payment processor
- Verify the card number and issuer details
- Try processing through an alternative payment gateway
Quick Reference
Code
92
Category
Technical
Retryable
No
Source
Visa
Related Decline Codes
03Retryable
Invalid Merchant
The merchant ID or terminal configuration is not recognized or not valid for this transaction type. This typically indicates a setup issue rather than a cardholder problem.
04Non-Retryable
Pick Up Card
The issuing bank requests that the card be captured. The card is not necessarily fraudulent but the issuer does not want it used. No reattempts are permitted.
07Non-Retryable
Pick Up Card (Fraud)
The issuing bank requests that the card be captured due to suspected fraud on the account. No reattempts are permitted.
12Non-Retryable
Invalid Transaction
The transaction type is not valid or not supported for this card. The issuer will never approve this specific transaction. No reattempts are permitted.
Visa 92 recovery
Recover more payments like Visa 92
Slicker handles codes like 92 by combining decline reason, issuer behavior, BIN data, and timing signals to choose the next best recovery action.
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