V
Visa Network Response CodesVisa R3
Revocation of All Authorizations
Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed
Description
The cardholder has revoked all authorizations for this merchant. No further reattempts are permitted for any transactions.
Recommended Action
Do not retry any transactions for this cardholder. Cancel all recurring billing arrangements.
Common Causes
- Cardholder revoked all recurring authorizations for this merchant
- Global block placed on the merchant by the cardholder
- Account closed with standing instruction to block the merchant
Recovery Tips
- Stop all billing attempts for this customer
- Contact the customer through non-payment channels
- Cancel all subscriptions and recurring arrangements
Quick Reference
Code
R3
Category
Hard Decline
Retryable
No
Source
Visa
Recoverability verdict
Retrying R3 will not work
This is a hard decline. Retrying code R3 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
04Non-Retryable
Pick Up Card
The issuing bank requests that the card be captured. The card is not necessarily fraudulent but the issuer does not want it used. No reattempts are permitted.
07Non-Retryable
Pick Up Card (Fraud)
The issuing bank requests that the card be captured due to suspected fraud on the account. No reattempts are permitted.
12Non-Retryable
Invalid Transaction
The transaction type is not valid or not supported for this card. The issuer will never approve this specific transaction. No reattempts are permitted.
14Non-Retryable
Invalid Account Number
The card number does not correspond to any existing account. The card may have been mistyped, or the account may no longer exist. Visa categories this as both 1 (never approve) and 3 (revalidate data).