A
Authorize.net65
Card Code Filter Decline
Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed
Description
The transaction was declined because the merchant configured their account to reject transactions with a Card Code (CVV) mismatch.
Recommended Action
Ask the customer to re-enter the correct CVV code.
Common Causes
- CVV mismatch and merchant filter is set to decline
- Incorrect card security code entered
Recovery Tips
- Send a dunning email requesting updated card details
- Review your CVV filter settings if seeing excessive declines
Quick Reference
Code
65
Category
Hard Decline
Retryable
No
Source
Authorize
Related Decline Codes
4Non-Retryable
Pick Up Card
The issuer has flagged this card for pickup. This typically indicates the card has been reported lost, stolen, or is associated with fraud.
5Non-Retryable
Invalid Amount
The transaction amount is invalid. A valid numeric amount is required.
6Non-Retryable
Invalid Credit Card Number
The credit card number provided is invalid. The number did not pass basic validation checks.
7Non-Retryable
Invalid Expiration Date
The credit card expiration date format is invalid.
Automate Payment Recovery for Authorize
Slicker automatically handles decline codes like 65 by intelligently retrying at the optimal time based on the decline reason.