Authorize Decline Codes

The transaction has been declined by the issuer. This is the most common generic decline code and does not provide a specific reason.

The transaction was declined with a referral to a voice authorization center. The issuer wants a phone call to authorize the transaction.

The issuer has flagged this card for pickup. This typically indicates the card has been reported lost, stolen, or is associated with fraud.

The transaction amount is invalid. A valid numeric amount is required.

The credit card number provided is invalid. The number did not pass basic validation checks.

The credit card expiration date format is invalid.

The credit card has expired. The expiration date on file is in the past.

A duplicate transaction has been submitted. Authorize.net checks for identical transactions submitted within a two-minute window based on amount and card information.

The merchant does not accept this type of credit card. The card brand is not enabled on the merchant account.

The transaction was declined because of an Address Verification System (AVS) mismatch. The billing address provided does not match the address on file with the card issuer.

The merchant's processor platform does not accept this card type. This is a processor-level restriction rather than an account-level one.

The credit card number is invalid. This is a secondary validation failure indicating the card number does not match any known card format.

The supplied currency code is either invalid, not supported, not allowed for this merchant, or doesn't have an exchange rate.

The transaction was declined because its fraud score exceeded the merchant's configured threshold in FraudScreen.Net.

The card code (CVV/CVC) submitted does not match the card code on file at the issuing bank. The transaction was declined based on card code verification settings.

The transaction was declined because it triggered both the AVS and Card Code rejection filters configured in the merchant's account settings.

The transaction was declined because the merchant configured their account to reject transactions with a Card Code (CVV) mismatch.

The transaction resulted in an AVS mismatch and the system attempted to void it, but the void request failed. The original authorization may remain on the card for up to 30 days.

The customer's financial institution does not currently allow transactions for this account.

The transaction was declined by FraudScreen.Net and the system attempted to void it, but the void failed.

The transaction was rejected by both the AVS and Card Code filters, and the system's automatic void for the original transaction failed.

The transaction was rejected due to a CVV mismatch based on the merchant's settings, and the system void failed.

The transaction has been declined by the issuer without a specific reason code.

The transaction is currently under review by the fraud detection system. It has not been approved or declined yet.

The transaction was declined because it was submitted from an IP address that has been blocked.

The transaction was declined as a result of triggering one or more Fraud Detection Suite (FDS) filters.

The transaction was held for review and subsequently declined after manual review by the merchant.

The requested amount was only partially approved on the given prepaid card. An additional payment is required to fulfill the balance of this transaction.

The credit card number is invalid. This is a processor-issued decline indicating the card number failed validation at the processor level.

The credit card expiration date is invalid. This is a processor-issued decline.

The credit card has expired. This is a processor-issued decline confirming the card is no longer valid.

A duplicate transaction has been submitted. This is a processor-issued duplicate detection.