A
Authorize.netAuthorize 295
Partial Approval
Soft Decline
Temporary failures that may succeed on retry
Retryable
This decline may succeed on retry
Description
The requested amount was only partially approved on the given prepaid card. An additional payment is required to fulfill the balance of this transaction.
Recommended Action
Request a second payment method for the remaining balance, or void and retry with the available amount.
Common Causes
- Prepaid card balance is less than the transaction amount
- Gift card has insufficient remaining value
Recovery Tips
- Implement split-payment support for prepaid cards
- Inform the customer of the remaining balance needed
- Void the partial authorization if you cannot accept partial payments
Quick Reference
Code
295
Category
Soft Decline
Retryable
Yes
Source
Authorize
Related Decline Codes
2Retryable
Declined
The transaction has been declined by the issuer. This is the most common generic decline code and does not provide a specific reason.
3Retryable
Referral - Call Issuer
The transaction was declined with a referral to a voice authorization center. The issuer wants a phone call to authorize the transaction.
191Retryable
Declined
The transaction has been declined by the issuer without a specific reason code.
193Non-Retryable
Transaction Under Review
The transaction is currently under review by the fraud detection system. It has not been approved or declined yet.
Authorize 295 recovery
Recover more payments like Authorize 295
Slicker handles codes like 295 by combining decline reason, issuer behavior, BIN data, and timing signals to choose the next best recovery action.
Analyze this in our payment data