A
Authorize.netAuthorize 4
Pick Up Card
Fraud/Security
Suspected fraudulent activity or security blocks
Do Not Retry
Retry will not succeed
Description
The issuer has flagged this card for pickup. This typically indicates the card has been reported lost, stolen, or is associated with fraud.
Recommended Action
Do not retry. Flag the transaction for review and request an alternative payment method.
Common Causes
- Card reported lost or stolen
- Issuer suspects fraudulent activity
- Card has been cancelled or blocked
Recovery Tips
- Do not attempt further charges on this card
- Send a dunning email requesting a new payment method
- Review the customer account for signs of fraud
Quick Reference
Code
4
Category
Fraud/Security
Retryable
No
Source
Authorize
Recoverability verdict
Retrying 4 will not work
This is a hard decline. Retrying code 4 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
5Non-Retryable
Invalid Amount
The transaction amount is invalid. A valid numeric amount is required.
6Non-Retryable
Invalid Credit Card Number
The credit card number provided is invalid. The number did not pass basic validation checks.
7Non-Retryable
Invalid Expiration Date
The credit card expiration date format is invalid.
8Non-Retryable
Expired Card
The credit card has expired. The expiration date on file is in the past.