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20057

Transaction Not Permitted to Cardholder

Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed

Description

The issuer does not allow this type of transaction for this cardholder. This may be due to card restrictions or a restricted recipient BIN.

Recommended Action

Ask the customer to contact their issuer or use a different card.

Common Causes

  • Card restricted from this transaction type
  • Issuer does not allow online transactions for this card
  • Restricted recipient card BIN

Recovery Tips

  • Request an alternative payment method
  • Advise the customer to contact their bank to lift the restriction

Quick Reference

Code
20057
Category
Hard Decline
Retryable
No
Source
Checkout

Automate Payment Recovery for Checkout

Slicker automatically handles decline codes like 20057 by intelligently retrying at the optimal time based on the decline reason.

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