C
Checkout.com20061
Activity Amount Limit Exceeded
Soft Decline
Temporary failures that may succeed on retry
Retryable
This decline may succeed on retry
Description
The cardholder has exceeded their daily or periodic spending limit set by the issuer.
Recommended Action
Retry after the limit period resets (typically 24 hours). Ask the customer to contact their bank to increase limits if needed.
Common Causes
- Daily spending limit reached
- Periodic transaction amount cap exceeded
- Cumulative spending threshold triggered
Recovery Tips
- Retry after 24 hours when limits typically reset
- Suggest the customer request a limit increase from their bank
Quick Reference
Code
20061
Category
Soft Decline
Retryable
Yes
Source
Checkout
Related Decline Codes
20001Retryable
Refer to Card Issuer
The issuer has declined the transaction and asks the cardholder to contact them. This is a generic referral response.
20002Retryable
Refer to Card Issuer - Special Conditions
The issuer has declined the transaction under special conditions. The cardholder should contact their bank.
20005Retryable
Declined - Do Not Honour
The issuer has declined the transaction without providing a specific reason. This is the most common decline code and covers a wide range of issuer-side rejections.
20009Retryable
Request in Progress
The transaction is currently being processed. A duplicate request may have been submitted.
Automate Payment Recovery for Checkout
Slicker automatically handles decline codes like 20061 by intelligently retrying at the optimal time based on the decline reason.