C
Checkout.comCheckout 20102
Invalid Merchant ID
Technical
System or connectivity issues
Do Not Retry
Retry will not succeed
Description
The merchant ID or wallet ID is invalid or not recognized.
Recommended Action
Verify your merchant configuration with Checkout.com.
Common Causes
- Incorrect merchant or wallet ID in the request
- Merchant account misconfigured
Recovery Tips
- Contact Checkout.com support to verify your merchant setup
- Review your API configuration
Quick Reference
Code
20102
Category
Technical
Retryable
No
Source
Checkout
Recoverability verdict
Retrying 20102 will not work
This is a hard decline. Retrying code 20102 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
20003Non-Retryable
Invalid Merchant
The merchant ID or service provider configuration is invalid. This is typically a technical setup issue.
20006Non-Retryable
Error
The request contained invalid parameters. The issuer or gateway could not process the transaction as submitted.
20009Retryable
Request in Progress
The transaction is currently being processed. A duplicate request may have been submitted.
20012Non-Retryable
Invalid Transaction
The issuer has rejected the transaction as invalid. The transaction type or parameters are not accepted.