V
Worldpay from FIS (Vantiv)Vantiv 149
Invalid Transaction or Card Restriction
Soft Decline
Temporary failures that may succeed on retry
Retryable
This decline may succeed on retry
Description
The transaction is not permitted, or the card is not available for use. The information should be verified and the transaction resubmitted.
Recommended Action
Verify the transaction details and resubmit. If the issue persists, ask the customer to contact their issuer.
Common Causes
- Card has usage restrictions
- Transaction type not permitted for this card
- Temporary block on the card
Recovery Tips
- Retry with verified transaction details
- Ask the customer to contact their bank if retries fail
Quick Reference
Code
149
Category
Soft Decline
Retryable
Yes
Source
Vantiv
Recoverability verdict
This is a soft decline. This revenue is often recoverable.
Payments failing with code 149 are often recoverable with the right retry timing and routing. Slicker recovers up to 70% of soft declines with smart retries.
Related Decline Codes
100Retryable
Processing Network Unavailable
There is a problem with the card network or PINless Debit network. The processing network is temporarily unavailable.
101Retryable
Issuer Unavailable
The card issuer's system is unavailable. The issuing bank cannot authorize the transaction at this time.
102Retryable
Re-submit Transaction
There is a temporary problem with the submission. The transaction should be re-submitted.
108Retryable
Try Again Later
The transaction could not be processed due to a transitory communication issue with an internal or external service.