V
Worldpay from FIS (Vantiv)Vantiv 555
Suspected Fraud
Fraud/Security
Suspected fraudulent activity or security blocks
Do Not Retry
Retry will not succeed
Description
The issuing bank declined the transaction as suspected fraud.
Recommended Action
Do not retry. Ask the customer to contact their bank to authorize the transaction.
Common Causes
- Transaction pattern triggered the bank's fraud detection
- Unusual purchase amount or location
- Multiple rapid transaction attempts
Recovery Tips
- Notify the customer and ask them to confirm with their bank
- Add 3D Secure authentication for future transactions
Quick Reference
Code
555
Category
Fraud/Security
Retryable
No
Source
Vantiv
Recoverability verdict
Retrying 555 will not work
This is a hard decline. Retrying code 555 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
229Non-Retryable
Illegal Transaction
The transaction would violate applicable law or regulation.
340Non-Retryable
Invalid Amount
The transaction amount is invalid — it may be too high, too low, or above the merchant's transaction limit.
226Non-Retryable
Incorrect CVV
The transaction was declined because it was submitted with an incorrect security code (CVV2/CID).
251Non-Retryable
Duplicate Transaction
The transaction is a duplicate of a previously submitted transaction.