A
Authorize.netAuthorize 145
AVS and CVV Filter Decline - Void Failed
Fraud/Security
Suspected fraudulent activity or security blocks
Do Not Retry
Retry will not succeed
Description
The transaction was rejected by both the AVS and Card Code filters, and the system's automatic void for the original transaction failed.
Recommended Action
Ask the customer to verify their billing address and card details.
Common Causes
- Both AVS and CVV checks failed
- The automatic void for the rejected transaction failed
Recovery Tips
- Ask the customer to update both their billing address and card on file
- Review your filter sensitivity settings
Quick Reference
Code
145
Category
Fraud/Security
Retryable
No
Source
Authorize
Recoverability verdict
Retrying 145 will not work
This is a hard decline. Retrying code 145 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
4Non-Retryable
Pick Up Card
The issuer has flagged this card for pickup. This typically indicates the card has been reported lost, stolen, or is associated with fraud.
5Non-Retryable
Invalid Amount
The transaction amount is invalid. A valid numeric amount is required.
6Non-Retryable
Invalid Credit Card Number
The credit card number provided is invalid. The number did not pass basic validation checks.
7Non-Retryable
Invalid Expiration Date
The credit card expiration date format is invalid.