A
Authorize.netAuthorize 41
Fraud - High Score
Fraud/Security
Suspected fraudulent activity or security blocks
Do Not Retry
Retry will not succeed
Description
The transaction was declined because its fraud score exceeded the merchant's configured threshold in FraudScreen.Net.
Recommended Action
Review the transaction details. Adjust your fraud screening thresholds if this is a false positive.
Common Causes
- Transaction triggered FraudScreen.Net risk rules
- High-risk transaction characteristics
- Fraud score exceeded the configured threshold
Recovery Tips
- Review and tune your FraudScreen.Net settings
- Contact the customer to verify the transaction is legitimate
- Consider manual approval workflows for borderline scores
Quick Reference
Code
41
Category
Fraud/Security
Retryable
No
Source
Authorize
Recoverability verdict
Retrying 41 will not work
This is a hard decline. Retrying code 41 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
4Non-Retryable
Pick Up Card
The issuer has flagged this card for pickup. This typically indicates the card has been reported lost, stolen, or is associated with fraud.
5Non-Retryable
Invalid Amount
The transaction amount is invalid. A valid numeric amount is required.
6Non-Retryable
Invalid Credit Card Number
The credit card number provided is invalid. The number did not pass basic validation checks.
7Non-Retryable
Invalid Expiration Date
The credit card expiration date format is invalid.