C
Checkout.comCheckout 20068
Response Received Too Late
Technical
System or connectivity issues
Retryable
This decline may succeed on retry
Description
The transaction timed out — the issuer or network did not respond within the allowed time.
Recommended Action
Retry the transaction. This is a temporary connectivity issue.
Common Causes
- Network congestion between processor and issuer
- Issuer system slowness or downtime
- Timeout threshold exceeded
Recovery Tips
- Retry immediately or after a short delay
- If persistent, check Checkout.com status page for incidents
Quick Reference
Code
20068
Category
Technical
Retryable
Yes
Source
Checkout
Recoverability verdict
20068 is often recoverable
Payments failing with code 20068 are often recoverable with the right retry timing and routing. Slicker recovers up to 70% of soft declines with smart retries.
Related Decline Codes
20001Retryable
Refer to Card Issuer
The issuer has declined the transaction and asks the cardholder to contact them. This is a generic referral response.
20002Retryable
Refer to Card Issuer - Special Conditions
The issuer has declined the transaction under special conditions. The cardholder should contact their bank.
20003Non-Retryable
Invalid Merchant
The merchant ID or service provider configuration is invalid. This is typically a technical setup issue.
20005Retryable
Declined - Do Not Honour
The issuer has declined the transaction without providing a specific reason. This is the most common decline code and covers a wide range of issuer-side rejections.