C
Checkout.comCheckout 30046
Closed Account
Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed
Description
The bank account associated with this card has been closed.
Recommended Action
Do not retry. Ask the customer to use a different payment method.
Common Causes
- Cardholder closed their bank account
- Issuer closed the account
Recovery Tips
- Send a dunning email requesting a new payment method
- Cancel or pause the subscription until payment is updated
Quick Reference
Code
30046
Category
Hard Decline
Retryable
No
Source
Checkout
Related Decline Codes
20003Non-Retryable
Invalid Merchant
The merchant ID or service provider configuration is invalid. This is typically a technical setup issue.
20006Non-Retryable
Error
The request contained invalid parameters. The issuer or gateway could not process the transaction as submitted.
20012Non-Retryable
Invalid Transaction
The issuer has rejected the transaction as invalid. The transaction type or parameters are not accepted.
20013Non-Retryable
Invalid Amount
The transaction amount is invalid or outside the acceptable range.
Checkout 30046 recovery
Recover more payments like Checkout 30046
Slicker handles codes like 30046 by combining decline reason, issuer behavior, BIN data, and timing signals to choose the next best recovery action.
Analyze this in our payment data