C
Checkout.comCheckout 41201
Decline List - Card Number
Fraud/Security
Suspected fraudulent activity or security blocks
Do Not Retry
Retry will not succeed
Description
The card number is on your client-level decline list.
Recommended Action
Review your decline list. Remove the card number if it was added in error.
Common Causes
- Card was previously flagged for fraud
- Card was manually added to the decline list
Recovery Tips
- Review the decline list entry and remove if it is a false positive
Quick Reference
Code
41201
Category
Fraud/Security
Retryable
No
Source
Checkout
Recoverability verdict
Retrying 41201 will not work
This is a hard decline. Retrying code 41201 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
20003Non-Retryable
Invalid Merchant
The merchant ID or service provider configuration is invalid. This is typically a technical setup issue.
20006Non-Retryable
Error
The request contained invalid parameters. The issuer or gateway could not process the transaction as submitted.
20012Non-Retryable
Invalid Transaction
The issuer has rejected the transaction as invalid. The transaction type or parameters are not accepted.
20013Non-Retryable
Invalid Amount
The transaction amount is invalid or outside the acceptable range.