C
Checkout.comCheckout 41205
Decline List - IP Address
Fraud/Security
Suspected fraudulent activity or security blocks
Do Not Retry
Retry will not succeed
Description
The payment IP address is on your client-level decline list.
Recommended Action
Review your IP decline list. Shared IPs (VPNs, offices) may cause false positives.
Common Causes
- IP address associated with previous fraud
- IP was manually blocked
- Shared IP (VPN, corporate network) triggering the block
Recovery Tips
- Review the IP block — shared IPs may affect legitimate customers
- Consider using more specific blocking criteria
Quick Reference
Code
41205
Category
Fraud/Security
Retryable
No
Source
Checkout
Recoverability verdict
Retrying 41205 will not work
This is a hard decline. Retrying code 41205 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
20003Non-Retryable
Invalid Merchant
The merchant ID or service provider configuration is invalid. This is typically a technical setup issue.
20006Non-Retryable
Error
The request contained invalid parameters. The issuer or gateway could not process the transaction as submitted.
20012Non-Retryable
Invalid Transaction
The issuer has rejected the transaction as invalid. The transaction type or parameters are not accepted.
20013Non-Retryable
Invalid Amount
The transaction amount is invalid or outside the acceptable range.