C
Checkout.comCheckout 41301
Fraud Score Exceeds Threshold
Fraud/Security
Suspected fraudulent activity or security blocks
Do Not Retry
Retry will not succeed
Description
The transaction's fraud risk score exceeded your client-level threshold.
Recommended Action
Review the transaction details. Adjust your fraud score threshold if needed.
Common Causes
- Multiple fraud signals combined to exceed the threshold
- Unusual transaction pattern
Recovery Tips
- Review and tune your fraud score thresholds
- Consider manual review workflows for borderline scores
Quick Reference
Code
41301
Category
Fraud/Security
Retryable
No
Source
Checkout
Recoverability verdict
Retrying 41301 will not work
This is a hard decline. Retrying code 41301 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
20003Non-Retryable
Invalid Merchant
The merchant ID or service provider configuration is invalid. This is typically a technical setup issue.
20006Non-Retryable
Error
The request contained invalid parameters. The issuer or gateway could not process the transaction as submitted.
20012Non-Retryable
Invalid Transaction
The issuer has rejected the transaction as invalid. The transaction type or parameters are not accepted.
20013Non-Retryable
Invalid Amount
The transaction amount is invalid or outside the acceptable range.