C
Checkout.comCheckout 42201
Decline List - Card Number (Entity)
Fraud/Security
Suspected fraudulent activity or security blocks
Do Not Retry
Retry will not succeed
Description
The card number is on the entity-level decline list managed by Checkout.com.
Recommended Action
Contact Checkout.com to review the entity-level decline list.
Common Causes
- Card flagged at the entity level across multiple merchants
Recovery Tips
- Contact Checkout.com support to review the entry
Quick Reference
Code
42201
Category
Fraud/Security
Retryable
No
Source
Checkout
Recoverability verdict
Retrying 42201 will not work
This is a hard decline. Retrying code 42201 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
20003Non-Retryable
Invalid Merchant
The merchant ID or service provider configuration is invalid. This is typically a technical setup issue.
20006Non-Retryable
Error
The request contained invalid parameters. The issuer or gateway could not process the transaction as submitted.
20012Non-Retryable
Invalid Transaction
The issuer has rejected the transaction as invalid. The transaction type or parameters are not accepted.
20013Non-Retryable
Invalid Amount
The transaction amount is invalid or outside the acceptable range.