S
StripeStripe approve_with_id
Approve with ID
Soft Decline
Temporary failures that may succeed on retry
Retryable
This decline may succeed on retry
Description
The payment cannot be authorised.
Recommended Action
Attempt the payment again. If it still cannot be processed, ask the customer to contact their card issuer.
Common Causes
- Issuer requires additional identification
- Transaction flagged for manual review by issuer
Recovery Tips
- Retry the payment once
- If retry fails, send dunning email asking customer to contact their bank
Quick Reference
Code
approve_with_id
Category
Soft Decline
Retryable
Yes
Source
Stripe
Related Decline Codes
authentication_requiredRetryable
Authentication Required
The card was declined because the transaction requires authentication such as 3D Secure.
authentication_not_handledRetryable
Authentication Not Handled
The payment required authentication but the authentication flow was not performed before proceeding.
call_issuerRetryable
Call Issuer
The card was declined for an unknown reason. The customer needs to contact their card issuer for more information.
card_velocity_exceededRetryable
Card Velocity Exceeded
The customer has exceeded the balance, credit limit, or transaction amount limit on their card.
Stripe approve_with_id recovery
Recover more payments like Stripe approve_with_id
Slicker handles codes like approve_with_id by combining decline reason, issuer behavior, BIN data, and timing signals to choose the next best recovery action.
Analyze this in our payment data