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StripeStripe card_velocity_exceeded
Card Velocity Exceeded
Soft Decline
Temporary failures that may succeed on retry
Retryable
This decline may succeed on retry
Description
The customer has exceeded the balance, credit limit, or transaction amount limit on their card.
Recommended Action
Ask the customer to contact their card issuer for more information.
Common Causes
- Too many transactions in a short period
- Daily spending limit reached
- Credit limit exceeded
Recovery Tips
- Retry after 24 hours when limits may have reset
- Suggest the customer use an alternative payment method
Quick Reference
Code
card_velocity_exceeded
Category
Soft Decline
Retryable
Yes
Source
Stripe
Related Decline Codes
authentication_requiredRetryable
Authentication Required
The card was declined because the transaction requires authentication such as 3D Secure.
authentication_not_handledRetryable
Authentication Not Handled
The payment required authentication but the authentication flow was not performed before proceeding.
approve_with_idRetryable
Approve with ID
The payment cannot be authorised.
call_issuerRetryable
Call Issuer
The card was declined for an unknown reason. The customer needs to contact their card issuer for more information.
Stripe card_velocity_exceeded recovery
Recover more payments like Stripe card_velocity_exceeded
Slicker handles codes like card_velocity_exceeded by combining decline reason, issuer behavior, BIN data, and timing signals to choose the next best recovery action.
Analyze this in our payment data