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Stripe

Stripe online_or_offline_pin_required

Online or Offline PIN Required

Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed

Description

The card was declined because it requires a PIN.

Recommended Action

Prompt for PIN entry if your card reader supports Online PIN, or ask the customer to insert their card and use PIN.

Common Causes

  • Card requires PIN verification for this transaction

Recovery Tips

  • Ensure your card reader supports PIN entry

Quick Reference

Code
online_or_offline_pin_required
Category
Hard Decline
Retryable
No
Source
Stripe
Recoverability verdict

Retrying online_or_offline_pin_required will not work

This is a hard decline. Retrying code online_or_offline_pin_required will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.

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