V
Worldpay from FIS (Vantiv)226
Incorrect CVV
Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed
Description
The transaction was declined because it was submitted with an incorrect security code (CVV2/CID).
Recommended Action
Ask the customer to re-enter the correct security code from their card.
Common Causes
- Incorrect CVV/CVC/CID entered
- Security code from an old card used with a new card number
Recovery Tips
- Send a dunning email asking the customer to update their card details
- Provide clear instructions on where to find the security code
Quick Reference
Code
226
Category
Hard Decline
Retryable
No
Source
Vantiv
Related Decline Codes
229Non-Retryable
Illegal Transaction
The transaction would violate applicable law or regulation.
340Non-Retryable
Invalid Amount
The transaction amount is invalid — it may be too high, too low, or above the merchant's transaction limit.
555Non-Retryable
Suspected Fraud
The issuing bank declined the transaction as suspected fraud.
251Non-Retryable
Duplicate Transaction
The transaction is a duplicate of a previously submitted transaction.
Automate Payment Recovery for Vantiv
Slicker automatically handles decline codes like 226 by intelligently retrying at the optimal time based on the decline reason.