V
Worldpay from FIS (Vantiv)555
Suspected Fraud
Fraud/Security
Suspected fraudulent activity or security blocks
Do Not Retry
Retry will not succeed
Description
The issuing bank declined the transaction as suspected fraud.
Recommended Action
Do not retry. Ask the customer to contact their bank to authorize the transaction.
Common Causes
- Transaction pattern triggered the bank's fraud detection
- Unusual purchase amount or location
- Multiple rapid transaction attempts
Recovery Tips
- Notify the customer and ask them to confirm with their bank
- Add 3D Secure authentication for future transactions
Quick Reference
Code
555
Category
Fraud/Security
Retryable
No
Source
Vantiv
Related Decline Codes
229Non-Retryable
Illegal Transaction
The transaction would violate applicable law or regulation.
340Non-Retryable
Invalid Amount
The transaction amount is invalid — it may be too high, too low, or above the merchant's transaction limit.
226Non-Retryable
Incorrect CVV
The transaction was declined because it was submitted with an incorrect security code (CVV2/CID).
251Non-Retryable
Duplicate Transaction
The transaction is a duplicate of a previously submitted transaction.
Automate Payment Recovery for Vantiv
Slicker automatically handles decline codes like 555 by intelligently retrying at the optimal time based on the decline reason.