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Worldpay from FIS (Vantiv)

Vantiv 302

Account Number Does Not Match Payment Type

Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed

Description

The payment type selected does not match the card number. For example, the transaction specified Visa but the card number is a Mastercard.

Recommended Action

Verify the card type matches the submitted card number. Correct and resubmit.

Common Causes

  • Card brand mismatch between type field and card number
  • Integration error in card type detection

Recovery Tips

  • Implement automatic card brand detection based on BIN
  • Remove manual card type selection if possible

Quick Reference

Code
302
Category
Hard Decline
Retryable
No
Source
Vantiv
Vantiv 302 recovery

Recover more payments like Vantiv 302

Slicker handles codes like 302 by combining decline reason, issuer behavior, BIN data, and timing signals to choose the next best recovery action.

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