V
Worldpay from FIS (Vantiv)Vantiv 302
Account Number Does Not Match Payment Type
Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed
Description
The payment type selected does not match the card number. For example, the transaction specified Visa but the card number is a Mastercard.
Recommended Action
Verify the card type matches the submitted card number. Correct and resubmit.
Common Causes
- Card brand mismatch between type field and card number
- Integration error in card type detection
Recovery Tips
- Implement automatic card brand detection based on BIN
- Remove manual card type selection if possible
Quick Reference
Code
302
Category
Hard Decline
Retryable
No
Source
Vantiv
Recoverability verdict
Retrying 302 will not work
This is a hard decline. Retrying code 302 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
229Non-Retryable
Illegal Transaction
The transaction would violate applicable law or regulation.
340Non-Retryable
Invalid Amount
The transaction amount is invalid — it may be too high, too low, or above the merchant's transaction limit.
555Non-Retryable
Suspected Fraud
The issuing bank declined the transaction as suspected fraud.
226Non-Retryable
Incorrect CVV
The transaction was declined because it was submitted with an incorrect security code (CVV2/CID).