V
Worldpay from FIS (Vantiv)Vantiv 312
Restricted Card - International Filtering
Fraud/Security
Suspected fraudulent activity or security blocks
Do Not Retry
Retry will not succeed
Description
The transaction was declined by the FraudSight International Card Filtering Service.
Recommended Action
Do not retry. Review your international card filtering settings.
Common Causes
- Card issued in a country blocked by international filtering rules
- Cross-border transaction restrictions
Recovery Tips
- Review your international card filtering settings
- Request a domestic payment method if applicable
Quick Reference
Code
312
Category
Fraud/Security
Retryable
No
Source
Vantiv
Recoverability verdict
Retrying 312 will not work
This is a hard decline. Retrying code 312 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
229Non-Retryable
Illegal Transaction
The transaction would violate applicable law or regulation.
340Non-Retryable
Invalid Amount
The transaction amount is invalid — it may be too high, too low, or above the merchant's transaction limit.
555Non-Retryable
Suspected Fraud
The issuing bank declined the transaction as suspected fraud.
226Non-Retryable
Incorrect CVV
The transaction was declined because it was submitted with an incorrect security code (CVV2/CID).