V
Worldpay from FIS (Vantiv)Vantiv 315
Restricted Card - Fraud Velocity Filtering
Fraud/Security
Suspected fraudulent activity or security blocks
Do Not Retry
Retry will not succeed
Description
The transaction was declined by the FraudSight Auth Fraud Velocity Filtering Service due to suspicious transaction velocity.
Recommended Action
Do not retry immediately. Review the transaction pattern.
Common Causes
- Too many transaction attempts in a short period
- Velocity rules triggered by rapid-fire transactions
Recovery Tips
- Review your velocity filtering thresholds
- Wait before retrying to avoid further velocity triggers
Quick Reference
Code
315
Category
Fraud/Security
Retryable
No
Source
Vantiv
Recoverability verdict
Retrying 315 will not work
This is a hard decline. Retrying code 315 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
229Non-Retryable
Illegal Transaction
The transaction would violate applicable law or regulation.
340Non-Retryable
Invalid Amount
The transaction amount is invalid — it may be too high, too low, or above the merchant's transaction limit.
555Non-Retryable
Suspected Fraud
The issuing bank declined the transaction as suspected fraud.
226Non-Retryable
Incorrect CVV
The transaction was declined because it was submitted with an incorrect security code (CVV2/CID).