V
Worldpay from FIS (Vantiv)Vantiv 322
Invalid Transaction
Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed
Description
The transaction is not permitted by the issuer. This may also be returned for transactions filtered by FraudSight services.
Recommended Action
Do not retry. Contact the issuing bank or review FraudSight settings.
Common Causes
- Transaction type not supported by the issuer
- FraudSight filtering intercepted the transaction
- Card not eligible for this transaction type
Recovery Tips
- Request an alternative payment method
- Review your FraudSight filtering configuration
Quick Reference
Code
322
Category
Hard Decline
Retryable
No
Source
Vantiv
Recoverability verdict
Retrying 322 will not work
This is a hard decline. Retrying code 322 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
229Non-Retryable
Illegal Transaction
The transaction would violate applicable law or regulation.
340Non-Retryable
Invalid Amount
The transaction amount is invalid — it may be too high, too low, or above the merchant's transaction limit.
555Non-Retryable
Suspected Fraud
The issuing bank declined the transaction as suspected fraud.
226Non-Retryable
Incorrect CVV
The transaction was declined because it was submitted with an incorrect security code (CVV2/CID).