V
Worldpay from FIS (Vantiv)Vantiv 327
Cardholder Transaction Not Permitted
Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed
Description
The merchant does not allow this card type or specific transaction for this cardholder.
Recommended Action
Ask the customer to use a different card or payment method.
Common Causes
- Card type not accepted by the merchant
- Transaction type not permitted for this card
Recovery Tips
- Request an alternative payment method
- Verify your merchant account supports this card type
Quick Reference
Code
327
Category
Hard Decline
Retryable
No
Source
Vantiv
Recoverability verdict
Retrying 327 will not work
This is a hard decline. Retrying code 327 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.
Related Decline Codes
229Non-Retryable
Illegal Transaction
The transaction would violate applicable law or regulation.
340Non-Retryable
Invalid Amount
The transaction amount is invalid — it may be too high, too low, or above the merchant's transaction limit.
555Non-Retryable
Suspected Fraud
The issuing bank declined the transaction as suspected fraud.
226Non-Retryable
Incorrect CVV
The transaction was declined because it was submitted with an incorrect security code (CVV2/CID).