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A
Adyen

Adyen 35

No Savings Account Available on Card

Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed

Description

The shopper's bank requires a savings account to complete the purchase.

Recommended Action

Ask the customer to use a card linked to a savings account, or a different payment method.

Common Causes

  • Card not linked to a savings account

Recovery Tips

  • Request an alternative payment method

Quick Reference

Code
35
Category
Hard Decline
Retryable
No
Source
Adyen
Recoverability verdict

Retrying 35 will not work

This is a hard decline. Retrying code 35 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.

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