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A
Adyen

Adyen 35

No Savings Account Available on Card

Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed

Description

The shopper's bank requires a savings account to complete the purchase.

Recommended Action

Ask the customer to use a card linked to a savings account, or a different payment method.

Common Causes

  • Card not linked to a savings account

Recovery Tips

  • Request an alternative payment method

Quick Reference

Code
35
Category
Hard Decline
Retryable
No
Source
Adyen
Adyen 35 recovery

Recover more payments like Adyen 35

Slicker handles codes like 35 by combining decline reason, issuer behavior, BIN data, and timing signals to choose the next best recovery action.

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