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A
Adyen

Adyen 5

Blocked Card

Hard Decline
Permanent failures that should not be retried
Do Not Retry
Retry will not succeed

Description

The card used for the transaction is blocked and therefore unusable.

Recommended Action

Ask the customer to use a different payment method.

Common Causes

  • Card blocked by issuer
  • Card reported lost or stolen
  • Cardholder requested card be blocked

Recovery Tips

  • Request an alternative payment method
  • Do not disclose the specific reason for security

Quick Reference

Code
5
Category
Hard Decline
Retryable
No
Source
Adyen
Recoverability verdict

Retrying 5 will not work

This is a hard decline. Retrying code 5 will not recover the payment. But most merchants seeing this code also have soft declines they are not recovering. Check what your retry strategy is leaving behind.

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