Mastercard Decline Codes

Updated or additional cardholder information is available. The card may be expired or the account details have changed. Authentication may improve the likelihood of approval.

The transaction could not be completed at this time. This may be due to exceeding a credit limit, insufficient funds, or issuer-side velocity or risk rules.

The transaction should not be retried. The account may be closed, suspected of fraud, or the cardholder has cancelled the recurring agreement.

Token requirements have not been met for this token type. Do not retry with the current card data.

The cardholder has cancelled this payment. This transaction cannot be reprocessed.

Insufficient funds. Retry the transaction after at least one hour.

Insufficient funds. Retry the transaction after at least 24 hours.

Insufficient funds. Retry the transaction after at least 2 days.

Insufficient funds. Retry the transaction after at least 4 days.

Insufficient funds. Retry the transaction after at least 6 days.

Insufficient funds. Retry the transaction after at least 8 days.

Insufficient funds. Retry the transaction after at least 10 days.

The issuer has identified this card as a consumer non-reloadable prepaid card. The remaining balance may be insufficient and cannot be replenished.

The issuer has identified this card as a consumer single-use virtual card number that has already been used.

The Sanctions Scoring Service identified that this payment exceeded the applicable sanction threshold. Do not retry.